Comparisons
If you're coming from a spreadsheet or weighing another app, here's a plain comparison. What changes with netclariq is that the bookkeeping doesn't need upkeep and your bank credentials stay yours: you log entries manually or import a CSV.
netclariq vs. spreadsheets
The flexibility of a spreadsheet without the upkeep or broken formulas.
See comparisonAlternatives to netclariq
Aggregators, budgeting apps, portfolio trackers: where each one fits.
See comparisonnetclariq vs. bank aggregators
No credentials or standing consent: the data is yours and the picture is complete.
See comparisonnetclariq vs. budgeting apps
Monthly spending connected to net worth and annual planning.
See comparisonnetclariq vs. portfolio trackers
Portfolio tracking with FIFO and IRR, inside your full net worth.
See comparison
What stays the same in every case
Wherever you're coming from, these four things don't change.
Tus claves bancarias son tuyas
Sin open banking: registra a mano o importa un CSV en segundos.
Cifrado y aislamiento
Cifrado en tránsito y en reposo, con permisos por espacio.
Datos alojados en la UE
Infraestructura europea y borrado o exportación en un clic.
Pago seguro con Paddle
Paddle actúa como vendedor y gestiona la facturación.
Try it with your own numbers
A full free trial, and you can walk through the interactive demo with sample data first.